Read the market

The system looks for agreement across quarterly, half-year and longer-term trend measures. Each of SPY, QQQ, SHY, TLT, UUP, GLD, FXF and IBIT must be strictly above at least two of its 63-, 126- and 200-session simple averages, with 200 sessions of history. The system then looks at slow-momentum, trend-quality and volume-pressure factors to refine the allocations. Whether QQQ is included is the result of its own model. The resulting state determines the new sleeve’s equity budget and target mix.

Select the stocks

The Stock Picker ranks eligible companies in the S&P 500 and Nasdaq-100 universes. Selection uses point-in-time index membership: the companies that belonged to each index on that historical selection date, rather than today’s constituents. The simulation also handles later membership exits and terminal settlements. Its five tiers blend that stock selection with the ETF allocation: ETF Base, Core, Balanced, Growth and Full Stock. Stock weights within each selected index bucket are proportional to inverse 21-session volatility, without a position floor. A stock’s combined target across both index buckets is capped at 25% of the selected tier’s sleeve; excess is redistributed among the other selected stocks within the original bucket budgets. The cap applies at entry; prices can drift afterward. Companies selected in both buckets appear once with their weights combined. The Stock Picker uses the shared ETF equity budget without an extra OFF1 QQQ allocation.

Stagger the decisions

Three sleeves share the portfolio. One rotates each week and normally holds its cohort for three weeks. Friday’s completed signal applies to the next market session, usually Monday. Holidays can shift the execution date.

Read the state

ON means the broad equity trend is favorable; OFF means it is unfavorable. In the current framework, ON requires SPY to be above at least two of its three trend averages. The number (0–3) counts supporting momentum, trend-quality and volume signals. For example, ON2 means a favorable equity trend with two supporting signals. QQQ has its own trend test.

Follow the model weights

The current allocation applies to the sleeve being updated. The other sleeves retain earlier signals. Budget-aware sizing compares rounding up and down to keep whole-share targets funded and close to the model allocation.